In today's time banking is needed by every person. Without a bank account, it is difficult for any person to have financial work. Almost all women, men, children, old people, employed, farmer students will definitely have an account in some or the other bank. Whoever does not have it, he will have to open an account in the bank.
Account opening methods
There are two ways to open an account in any bank. First offline account and second online account. For offline account you have to go to the bank. Account opening form has to be filled. ID proof, address proof will have to be given. Mainly aadhar card and pan card should be there. You can open an offline account with mobile number and e-mail id.
Mobile number should be linked with Aadhar card to open account online. OTP comes on it. PAN card, mobile number, e-mail id, live photo are required. After opening the account, you can also go to the bank for KYC. Video KYC can also be done.
benefits of bank
After opening the account, the bank gives you passbook, check book, debit card. Earlier the PIN of the debit card was also found packaged in the envelope. Now the PIN has to be generated on its own. You can generate the PIN of the debit card through the ATM machine of any bank whose debit card you have.
Just having a bank account is not enough.
People get satisfied after opening an account in the bank. Whatever is needed, they go to the bank and fulfill their needs. To withdraw money, go to the bank. To deposit, go to the bank. If you want to fix money, you go to the bank. If you want to get a check book, you go to the bank. Meaning people go round the bank for every work. In which both people's time and money is wasted.
Net banking is the solution to not have to go to the bank for every task.
net banking
The bank provides the facility of net banking to its customers. Everyone can use net banking from their mobile phone or laptop. You can fulfill all your banking needs with net banking. You don't have to go to the bank. The bank will be in your pocket. It will be in your home. You have to get balance information, send money, order money, fix money, check book, debit tax, get statement information, that is, all the work is possible which you can do sitting at home. can do anywhere. can do anytime. The country is going digital. People are getting digital. But you should know that even four out of a hundred people do not use net banking. UPI is being used by maximum number of people. People are connected digitally through UPI. Because it is easy to use. But with UPI, you will not be able to take the maximum facility of the bank.
Difference Between Net Banking and UPI
Internet banking, also called net banking or e-banking, is an interim service of the bank that provides an opportunity to the customers to perform banking functions. This service provides the service of branch work like balance, FD, RD, transaction, debit card apply, check book apply, loan application, credit card application, etc. This service is completely secure. Its ID password remains in the hands of the customer. It can be changed whenever you want.
The full form of UPI is Unified Payment Interface. It allows instant money transfer. In this, there is a virtual ID which is linked to the bank account and money is exchanged. It is a real time payment system. Which is done from one bank account to another bank account. This service is also completely safe and secure.
both service is better
Net banking and UPI both service is better. Both are safe and secure. There is no need to be afraid. Because even today there are many people who are afraid. They are afraid that their money will be cut somewhere. I am doing this post for those people. The reality is that if you have net banking, then you can easily see where your money is deducted through mini statement and statement whenever you want. The account of every rupee remains in front of your eyes. If there is no net banking, one has to go to the bank for the same work.
New account holder and old account holder
Those who are opening new accounts, they get active along with net banking. They have to login and use it. Still many people do not login out of fear. They should do it, they should learn. Slowly the fear will disappear and you will become an expert.
Those who are old account holders should go to the bank and start net banking. Online NetBanking is also easy to start. This should be done. In the next post, I will tell to start net banking of various banks in easy language.
So don't delay now, start doing net banking. Quit going to the bank. And enjoy banking services sitting at home.
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